
our history

1983
Bay Area Disability Insurance Services, Inc. is officially incorporated
John T Schmitz suddenly passes away
Jack B Schmitz moves the business to his hometown of San Rafael, CA
Diana K Young joins her boyfriend's agency as an in-house underwriter.
1986
Jack B Schmitz and Diana K Schmitz make it official and become partners in business and marriage.
1988
Jack's mother Liz is diagnosed with Parkinson's which sparks an acute interest in long-term care planning.
1978
John T Schmitz formally opens Bay Area Disability Insurance Services at 425 California St. in downtown San Francisco.
1980
Bay Area Disability relocates to 311 California St in San Francisco, CA
1981
Jack B Schmitz joins his father's agency.




2002
Bay Area Disability Insurance Services, Inc files a dba to become DI & LTC Insurance Services.
2004
DI & LTC Insurance Services is invited to join as a member of The Plus Group.
2005
DI & LTC moves to our current location at The Vineyard in San Rafael, CA.
2009
Maxwell J Schmitz joins the agency in a sales development role.
2012
Patrick W Lim joins the agency in a customer service role.
2015
Emma D Schmitz joins the agency in a creative content role.




2021
DI & LTC Insurance Services rebrands to become Yetworth Insurance Solutions, reflecting a change to help our partners with more broad-scale insurance planning with strategies that include but are not limited to DI and LTC products.

2016
Diana K Schmitz begins a long medical battle that requires her to focus on her recovery.
2017
Dingo is created in direct response to losing Diana to disability.
2018
DI & LTC Insurance Services develops a niche working with financial advisors.
2020
The coronavirus pandemic forces all parties to become virtual, and most remain virtual indefinitely.


