our history
​​1983
Bay Area Disability Insurance Services, Inc. is officially incorporated
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John T Schmitz suddenly passes away
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Jack B Schmitz moves the business to his hometown of San Rafael, CA
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Diana K Young joins her boyfriend's agency as an in-house underwriter.
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1986
Jack B Schmitz and Diana K Schmitz make it official and become partners in business and marriage.
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1988
Jack's mother Liz is diagnosed with Parkinson's which sparks an acute interest in long-term care planning.
1978
John T Schmitz formally opens Bay Area Disability Insurance Services at 425 California St. in downtown San Francisco.
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1980
Bay Area Disability relocates to 311 California St in San Francisco, CA
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1981
Jack B Schmitz joins his father's agency.
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2002
Bay Area Disability Insurance Services, Inc files a dba to become DI & LTC Insurance Services.
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2004
DI & LTC Insurance Services is invited to join as a member of The Plus Group.
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2005
DI & LTC moves to our current location at The Vineyard in San Rafael, CA.
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2009
Maxwell J Schmitz joins the agency in a sales development role.
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2012
Patrick W Lim joins the agency in a customer service role.
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2015
Emma D Schmitz joins the agency in a creative content role.
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2021
DI & LTC Insurance Services rebrands to become Yetworth Insurance Solutions, reflecting a change to help our partners with more broad-scale insurance planning with strategies that include but are not limied to DI and LTC products.
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2024
Luke R Rother joins the agency to expand our expert insurance planning to integrate more Life and Annuity solutions.
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Yetworth becomes a member of The Ridgeback Group, an elite member-owned producer group.
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Yetworth Collaborative LLC is formed to offer fee-only insurance consulting services in partnership with Tony Steuer, a certified insurance analyst.
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​2016
Diana K Schmitz begins a long medical battle that requires her to focus on her recovery.
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2017
Dingo is created in direct response to losing Diana to disability.
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2018
DI & LTC Insurance Services develops a niche working with financial advisors.
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2020
The coronavirus pandemic forces all parties to become virtual, and most remain virtual indefinitely.
